Attention homeowners in Snyder and Scurry County: Get an Appraisal today!The top seven reasons Texas homeowners call on Texas Real Estate Office:
At Texas Real Estate Office, we understand the unique needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Texas Real Estate Office, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.Challenge Tax AssessmentIf you live in a region that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Texas Real Estate Office is your best weapon.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping people just like you rid yourselves of unnecessary PMI insurance.HELOC recently frozen?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Texas Real Estate Office can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? An appraiser from Texas Real Estate Office can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home. |